July 16, 2017

So, you decided to go shopping for a car.  The dealer runs your credit to see if you qualify for a loan.  A few days later you check your credit report and find EIGHT hard inquiries!! WHAT??? The first thought you have is how much your credit score will decrease becaus...

July 6, 2017

FICO (The Fair Isaac Corporation) is a data analytics company focused on credit rating services.

Scores range from 300-850 and are calculated based on 5 components.  They are: 35% payment history, 30% amounts owed, 15% length of credit, 10% mixed credit, and 10% new cre...

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