Save Small...Live Large

September 14, 2017

Hey Shanté, how did you manage to save $1200 in just one year, without even missing it?


Well I'm glad you asked! Check this out...



This time last year, I downloaded an app called Qapital.  It allowed me to set up any bank accounts, debit, and credit cards that I use.  Then, I set specific rules for how I wanted to save.  Rounding to the Nearest $1.00 and the $52.00 Week Rule were the two I chose.  


The way the rounding rule works is, if I made a purchase for $ would round to the nearest $1.00, which would be $3.00, and save $.90 for me. 


The 52 week rule is set up to save the dollar amount that coincides with the week, based on when you start.  So, week 1 you'd save, $1...week 2 you'd save $2.00, week 3 you'd save $3.00. I'm currently on week 35.


I just recently added the "Set & Forget" rule, which allows you to manually save a specific amount daily, weekly, or monthly.



They also have rules like:

Guilty Pleasure- If you buy an item you're trying to resist, it "takes money" from you

Spend Less- Set a budgeted dollar amount, and if you spend less than that, it saves the difference for you.  


In the past, they've had fun rules like, save $1 every time you post on Instagram, or when the temperature goes above 80 degrees you save a specific amount.

To be honest, I never remember that I have money in my
Qapital account unless someone mentions it...then I check, and am always shocked how much I've managed to save!







Share on Facebook
Share on Twitter
Please reload

Featured Posts

I'm busy working on my blog posts. Watch this space!

Please reload

Recent Posts